The national average CD rate on a 6-month term is 1.75% APY (Annual Percentage Yield), according to the FDIC. Featured Offer APYs (Annual Percentage Yields) are accurate as of 10/21/2024 Minimum ...

We check national banks and credit unions each day to find the best 1-year CD rates currently offered. The best CD rate for a 1-year term is 4.60% APY from the Federal Savings Bank. In comparison ...

CD rates tend to be higher for longer terms, however, you’ll quickly notice that the yields above hit their zenith at the nine-month mark. This is due to two simultaneous developments: the ...

This marks the first decrease since March 2020. The best CD rates for six-month to one-year terms have fallen from around 5% to the mid-4% range in APY. The best longer-term CD rates have dropped ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans ...

Our picks for the best CD rates are offered by Quontic Bank (4.95%), Barclays (4.65%) and Ally Bank (4.50%). We’ve put together a list of the best CD rates from our top-rated banks, credit ...

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Most CD options require a single deposit and don’t allow additional deposits, so you’ll need to gather your funds before opening an account. When you’re ready to open a CD, compare the best ...

A certificate of deposit (CD) is a stable, short-term cash investment, comparable to a traditional savings account or money market account. This federally insured savings account can be a low-risk ...

Only a few CD terms available. A $50 monthly fee for non-Premier customers. Can find higher yields elsewhere. Interest rates have already started to drop. On Sept. 18, the Federal Open Market ...

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to keep your money on ...