The devastation caused by the Southern California wildfires this week is prompting serious discussion about fire insurance in California. On Friday, Insurance Commissioner Ricardo Lara used moratorium powers to stop insurance companies from canceling or non-renewing policies in wildfire-impacted areas.

California Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium, protecting homeowners’ insurance coverage in areas affected by the Palisades and Eaton fires. KTLA's Eytan Wallace breaks the news from the state capital on Jan.

The two largest firestorms have already been ranked by state fire officials among California’s 20 most-damaging.

As firefighters tirelessly work to contain rapidly growing infernos that have torched over 29,000 acres of land in Southern California as of Thursday afternoon, there are several ways North Jersey residents can lend a hand.