How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards usually don't have lucrative rewards or a variety of card perks, but their ...

The Discover it® Balance Transfer is no longer available via CNBC Select; offer details mentioned below may no longer apply. Average credit is a stepping stone to good credit, which can lead to ...

Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to properly check it.

The impact of closing a credit account on your credit score varies based on individual circumstances. Regularly reviewing ...

Understanding the intricacies of credit scores in the U.S. is crucial for financial success. Learn how to differentiate ...

Your credit score is used by lenders to determine the kinds of financial products and rates you are eligible for. Many, or all, of the products featured on this page are from our advertising ...

Having a top-tier score might also "provide peace of mind," as it "reflects disciplined financial habits and responsible ...

Your credit score has a major effect on car insurance prices. The majority of insurance companies use credit scores as part of how they determine what you pay for coverage. Insurance companies have ...