If higher stakes are what you're after, every two weeks save $193, and you will have $5,018 by year's end - or put away $385 bi-weekly and $10,010 will be in your hands. The Kids' 52-Week Money Saving ...

Millions of Americans live paycheck to paycheck, and many struggle to save money. But taking baby steps can really pay off.

You don’t have to spend hours reading books or listening to podcasts to learn the newest money ... and you could save money throughout the year.

"It forces you to be creative with what you have and learn new skills ... to-day life but could save you hundreds of dollars a year," Zimmelman says. "Don't waste money on late fees and penalties.

Despite recent rate cuts, high-yield savings accounts and CDs remain solid savings options.