There are certain types of debt relief options, like credit counseling, that can help. With credit counseling, you're offered financial education and debt management solutions that have h elped ...

and budget counseling may help prioritize short- and long-term goals. Budget counselors can also assist with issues regarding when to use credit cards vs. cash and can explain how your credit ...

American Consumer Credit Counseling is a nonprofit agency that helps consumers get their finances under control. It offers credit and bankruptcy counseling as well as a debt management program.