Below, CNBC Select breaks down the best Visa credit cards into six categories so you can choose the best card for your needs. Best Visa credit cards Best no-annual-fee Visa card: Chase Freedom ...

Below, CNBC Select breaks down the best Citi credit cards into six categories, so you can choose the best card for your needs. Best Citi credit cards Best cash-back card: Citi Double Cash® Card ...

There are some easy ways to offset these costs if you use the right credit card ... and dug into each card's perks and drawbacks to find the best options based on your consumer habits.