Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

A new report shows more Americans are under the stress of rising credit card balances. At the start of this year, Americans’ ...

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Across the country, credit card debt is a staggering $1.17 trillion, and the average credit card interest rate is more than ...

Filing for bankruptcy can provide serious relief from your mounting debt, but there are a few things to know first.

Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

Consolidated Credit was founded in 2005 and continues to help consumers with credit, debt and financial obligations. The company believes education is a key part of a person's financial success.

American Consumer Credit Counseling is a nonprofit agency that helps consumers get their finances under control. It offers credit and bankruptcy counseling as well as a debt management program.

"If you're at 760, or 780, you're already getting the best you can get," Jim Droske, president of the credit counseling company ... safe for all loan types and cards." Even FICO says not to ...

Between today's record-high credit card rates, the compounding nature of credit card interest and the elevated borrowing costs on other types of loans, lots of Americans are dealing with debt ...