A certificate of deposit, or CD, is an excellent place to park cash you don’t need immediately. The federal government insures it, and it usually pays more than a standard savings account. Its yield ...

For most of us, major expenses like rent, groceries, and car payments draw most of our attention. While that’s an excellent budgeting foundation, if you want to maximize your savings rate, you need to ...

Today’s freelancers, work-at-home parents, and small-business owners have more choices than ever when it comes to accounting and bookkeeping services. Gone are the days when you needed to collect ...

Empower, formerly Personal Capital, is a personal finance app that helps you manage all your financial accounts for free. There are fees if you want to add brokerage services or retirement accounts, ...

If you own a car, you probably know you need to carry auto insurance. All 50 states require drivers to have car insurance with certain minimum coverages, mainly to compensate for injuries and property ...

Think you don’t need a renters insurance policy unless you’re older, well-off, and have expensive furniture or art collections? If so, you’ve bought into one of the myths about renters insurance. And ...

According to LIMRA’s 2023 Insurance Barometer, about 52% of Americans are covered by some form of life insurance. That leaves about 2 in 4 with no coverage at all. Are these people playing fast and ...

Need cash to pay off credit card debt, finance a major home improvement project, or start a business? An unsecured personal loan or line of credit could be in your future. If you’re thinking about ...

The USAA Rate Advantage Credit Card offers a lower rate than many credit cards, but you sacrifice any potential rewards. It can be a good card if you need a low-interest credit card for large ...