Depending on your beneficiary profile, tax-deferred growth can continue ... They had her complete a distribution request form and gave her a check for $500,000. Why this is wrong: Sara is a ...

Many assets pass by beneficiary designation — which is the ability to fill out a form with the financial company holding the asset and name who will inherit the asset upon your death.

The CSS Profile also considers factors like retirement savings and annuities that name the student as a beneficiary. In addition, the form takes the financials of both parents into account after ...