Lenders are wary of borrowers not paying back their loans in a moment when interest rates are pretty high and the debt-to-income ratio is up.

As interest rates and inflation remain high, more Americans are finding it tougher to get approved for new loans or credit.

Rejection rates for credit cards, mortgages and auto loans all rose in 2024 and are all well above pre-pandemic levels. Derek ...

Struggling with loan denials? Learn the six key factors that may be affecting your approval chances and how to improve them.

Nearly half of Americans (45 percent) said they have applied for a loan or financial product in the past 12 months since ...