Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

The Covid pandemic crushed immigration and demand for Nova Credit's tech. Then its founder discovered a second line of ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

While BNPL platforms promise easy timely payments, they have substantial hidden risks for consumers, lenders and the overall ...

If you’re in a bind and need money quickly, a payday loan might be on your radar. These are short-term, high-interest loans ...

An emergency credit card can help with unexpected expenses, but make a plan to pay it off quickly to avoid interest charges.

Nearly half of Americans (45 percent) said they have applied for a loan or financial product in the past 12 months since ...

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...