"The risk associated with money funds is very low, given that the SEC mandates that only securities with high credit quality and ... a money market fund can be a good investment option for it." ...

There's a compelling argument for maintaining a portion of your portfolio in less risky assets ... expense within one year, a money market fund can be a good investment option for it." ...

While there are times when the market won't perform and you'll start losing money, Damani advises looking ... So it pays to be invested in good-quality businesses," he noted.