The ERISA consultants at the Retirement Learning Center (RLC) address a question on whether a client who wants to take an in-service distribution from his 401(k) and roll it to an IRA should roll the ...

The IRS has issued the covered compensation tables that will be effective Jan. 1, 2025. The new data is contained in Revenue Ruling 2025-2.

The financial services industry is facing a critical challenge: a talent shortage. As the average age of financial advisors has reached 57, firms must urgently focus on attracting and training young ...

The U.S. Department of Labor (DOL) recently announced the appointment of five new members and leadership for the 2025 Advisory Council on Employee Welfare and Pension Benefit Plans — perhaps better ...

The passage of the Social Security Fairness Act would mean Social Security beneficiaries affected by the WEP and/or GPO will receive benefits that are no longer reduced and on top of that, are ...

Users of the database should be patient if they are unable to find specific information as the DOL is still building it out and it will take some time before it is complete, despite being launched.

It’s that time of year—when we attempt our best David Letterman impression (James Corden for you kids) and run through the top attention-getting pieces over the past year. We hardly had a slow news ...

In the spending/saving see-saw, many retirees are confident they’ve saved sufficiently — but a growing number are not so sure, according to recent studies. And that has implications for retirement ...

With an eye towards greater security, more Americans intend to focus on financial stability in the coming year than they have in the last decade, according to Allianz Life’s 2025 New Year’s ...

The ERISA consultants at the Retirement Learning Center (RLC) Resource Desk regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement ...

Another national employer has managed to win its motion to dismiss a suit that alleged a fiduciary breach regarding its use of forfeitures to offset employer contributions. Prevailing this time are ...

Though not yet back to 2021’s record highs, contribution rates made modest gains in 2023 as employers and participants contributed more to their plans after pulling back the year before, according to ...