Money Expert - The Experts With Your Finance
Save up to £523on their car insurance1. Spend as little as £6a month on their life insurance2. Save up to £222a year on their home insurance3. Our main priority is helping you save money, but we also give you the chance to switch to a service that better fits your needs in other ways.
Gifting Money To Children & Family Explained - Money Expert
Jul 18, 2024 · In general, gifts to children and grandchildren are tax-free if: · You hand out less than £3,000 total in a tax year. · The gifts are small (less than £250 per person). · You give a certain amount of money tax-free as a wedding gift. · …
Personal Loan Calculator - Money Expert
Work out your monthly repayments with our personal loan calculator. Find a loan. in partnership with. Before you take out a personal loan, you’ll want to consider how much it will cost you monthly and overall. Our free loan calculator will do the maths for you, working out costs based on the loan amount, interest rate and term length.
Understanding American Express Cards - Money Expert
Whether an American Express card is worth getting depends on your spending habits and financial situation. American Express cards often come with significant rewards, including travel perks, cashback, and shopping protections, which can outweigh the annual fee for frequent users. Additionally, their customer service is highly regarded.
Compare Loans - Money Expert
Money Expert is a full service, 100% independent price comparison website. We have helped over 1 million customers save on utilities, broadband, and loans since we launched in 2003. We aren’t owned by an insurance or lending company, and will …
What is Loan-to-Value Ratio? - Money Expert
The loan-to-value is the ratio between the value of the loan you take out and the value of the property as a whole, expressed as a percentage. The remaining value is paid as a deposit. For example: Say you want to buy a house worth £300,000, and you have £60,000 in your account that you can use as a deposit.
Compare Mortgage Rates & Deals - Money Expert
The Bank of England's base rate is currently 0.75%, meaning a tracker mortgage that follows the base rate at 2% will have an interest rate of 2.75%. Most tracker mortgages only track the base rate for a set number of years before reverting to the lender's standard variable rate, which will usually be higher.
What Is The Best Way To Buy A Car? - Money Expert
Hire purchase. When agreeing to a hire purchase contract, the steps involve paying a deposit (usually between 10% - 20%) and then repaying the balance, plus interest, in monthly instalments until the term finishes. You will own your car when the last payment has been made. Keep in mind, however, that if you miss a payment, your finance company ...
A Guide to Buy-to-Let Mortgages - Money Expert
Because of the higher risk involved you will need to pay a larger deposit for a buy-to-let mortgage. This is usually a minimum of 25% of the total value of the property, although this can vary depending on the lender and type of mortgage. You can sometimes pay a minimum deposit of 20% for a buy-to-let mortgage, although some of the best ...
Compare Secured Loans - Money Expert
Money Expert is a full service, 100% independent price comparison website. We have helped over 1 million customers save on utilities, broadband, and loans since we launched in 2003. We aren’t owned by an insurance or lending company, and will …