Low-Maintenance Investing with Index Funds and ETFs
And, naturally, we see the same pattern with mutual funds. For example (again as of 8/22/24): Vanguard Federal Money Market Fund has an SEC yield of 5.25%. Vanguard Short-Term Treasury Index Fund has an SEC yield of 4.15%. Vanguard Intermediate-Term Treasury Fund has an SEC yield of 3.82%.
Solo 401(k) Contribution Calculator — Oblivious Investor
Solo 401 (k) Contribution Calculator. Please note that this calculator is only intended for sole proprietors (or LLCs taxed as such). If your business is an S-corp, C-corp, or LLC taxed as such, please consult with your tax professional. Contribution Year. Your Age …
New Free, Open-Source Social Security Calculator
Jun 4, 2018 · New Free, Open-Source Social Security Calculator. When deciding when to claim Social Security benefits, it can be helpful to use a calculator that runs the math for each possible claiming age (or, if you’re married, each possible combination of claiming ages) and reports back, telling you which strategy is expected to provide the most total ...
Estimated Tax Payments and Roth Conversions - Oblivious Investor
Dec 21, 2020 · Yes, a Roth conversion could cause you to need to make estimated tax payments. There are two ways to avoid penalty for underpayment of estimated taxes. First, you will not owe any penalty if your total tax for the year, minus your withholding, minus your refundable credits is less than $1,000. Second, you will not owe any penalty if:
How Do Capital Loss Carryovers Work? — Oblivious Investor
Jul 28, 2014 · Alternatively, if the taxpayer’s 2013 numbers were as follows: $ 2,000 in STCL. $ 6,000 in LTCL. $8,000 in losses. -$ 3,000 writeoff. $ 5,000 capital loss carryover. The entire $2,000 of STCL would be used up for the deduction, and the capital loss carryover for 2014 would be considered entirely long-term capital loss.
A Look at Vanguard’s Managed Payout Fund - Oblivious Investor
Sep 15, 2014 · Vanguard Managed Payout Asset Allocation. As of this writing, the Managed Payout Fund’s allocation is as follows: Vanguard Total Stock Market Index Fund 25.0%, Vanguard Global Minimum Volatility Fund 20.1%, Vanguard Total International Stock Index Fund 14.9%, Vanguard Total Bond Market II Index Fund Investor Shares 13.3%,
How to Calculate Depreciation Expense — Oblivious Investor
x40% =. $864. Example (continued): Because the equipment is being depreciated over five years, Randy would record $1,296 (that is, 2,160 – 864) of depreciation expense in the fifth year in order to reduce the asset’s net book value to zero. Another GAAP-accepted method of depreciation is the units of production method.
Distribution Yield vs. SEC Yield: Which Is More Useful?
Jul 6, 2015 · In contrast, SEC yield is much more useful. The calculation of SEC yield is standardized, which means you can compare from one fund company to another. SEC yield does a better job as a forward-looking indicator. (As Vanguard describes it, SEC yield approximates the after-expenses yield an investor would receive in a year, assuming that bonds in ...
Vanguard Life Strategy Funds: An Evaluation - Oblivious Investor
Oct 5, 2011 · Vanguard recently announced that over the next few months they’ll be lowering the expense ratios on the LifeStrategy funds (to an estimated range of 0.14% to 0.18%) and eliminating the Asset Allocation Fund from the LifeStrategy portfolios. Background information: Vanguard’s Asset Allocation Fund is basically their market timing fund.
8 Simple Portfolios with Fidelity Funds (and iShares ETFs)
Oct 10, 2016 · A reader writes in, asking: “Your page of 8 simple portfolios is great guidance for people who want a simple plan they can institute. I wondered whether that page could offer a list of Fidelity options for some of those portfolios…if they are up …