Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here's how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you'll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey